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5 Old-school Careers That Still Bring Success and Fulfillment

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In a time when technology has such a strong presence, you may wonder if old-school careers still matter. While some of them have faded, plenty are still popular and can provide you with a fulfilling career.

Teaching

Although online schools and courses have become more popular, the traditional classroom still has a major role in society. Furthermore, instructors are needed to facilitate these online learning channels. If you decide to pursue teaching, you could opt to teach in a special field or to teach at any grade level. From children who are toddlers to learners who are adults, students are eager to learn. According to the U.S. Bureau of Labor Statistics (BLS) teaching positions of all levels (Elementary through High School) should grow about 6% from 2014-2024 which is about average. To become a teacher requires at least a Bachelor’s degree to start. Teachers salaries average $55,490 per year for Kindergarten through Elementary School. Salaries for Middle School Teachers average $56,720 per year and High School Teachers average $58,030 per year.

Librarian

The end of books and the growth of the internet has put a damper on the need for Librarians [Read more…] about 5 Old-school Careers That Still Bring Success and Fulfillment

How Much Should a Commute Influence Future Employment?

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There are many considerations to take into account when looking for a new job and salary is obviously a major factor since you need to be able to afford to live. Location is definitely another major consideration. When both of these factors are taken together they can cause a “make or break” situation. Surveys by the U.S. Census Bureau have found that even though California is one of the richest states in the country it has the highest poverty level due to its higher cost of living.

In addition to salary and location, another point that many people forget to look at is the commute. This is a major expense many people tend to ignore, that could really end up changing the way you see and do your job. Here are some things to think about when it comes to future employment and the commute.

Vehicles Cost Money

The first major cost that’s related to a commute is the cost of a car, truck, or SUV. These modern-day chariots cost many thousands of dollars initially and are definitely not cheap to maintain either. There is also the need for insurance and maintenance, which adds to the overall cost of operating a vehicle. A 2015 article by AAA says that the average cost of owning a car is just under $9,000 per year. This is one reason some people prefer city life where they can rely on public transportation (you can buy a lot of subway tokens for $9,000). If you live close enough to work you can “Bicycle Commute” and save a ton of money.

 

Gas Costs Money

Another major expense that arises from driving to and from a job is [Read more…] about How Much Should a Commute Influence Future Employment?

Soaring Professions: 5 Career Fields That Have Secure Futures

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The U.S. unemployment rate has been gradually declining, but good jobs are hard to come by for millions of Americans. When business setbacks occur, companies usually try to slash the payroll first, even if it means losing experienced workers. Skilled positions require higher education, but also typically pay higher wages. It’s important to establish your career path early and get the training you need. Here are some dependable careers that are in demand now.

1. Teacher

You’ve probably heard there’s a crisis in teaching. Stricter guidelines, demands for higher test scores, and under-funded facilities are only making things more difficult for those educating children. But if helping young people learn and grow is more important to you than politics, you should easily find a rewarding, life-long career with a master’s degree and a state teaching license.

2. Accountant

Establishing and keeping to a budget is never as simple as it sounds. Every business, organization, and many private individuals need an accountant to balance the books, meet legal requirements, and determine profit-and-loss returns. If you like numbers and finance, and can earn [Read more…] about Soaring Professions: 5 Career Fields That Have Secure Futures

Today’s Most In-Demand Medical Jobs

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One of the professional fields that continue to hire personnel at consistently high rates, despite economic downturns, is the medical profession. It is projected that by 2018, the opportunities for healthcare jobs will multiply by over 3 million. Experts in healthcare will more than ever be in-demand has the Generation X become parents in the age of baby boomers. In this article, discover which the most popular fields are, what qualifications are required, and who hires the much-required experts needed in the medical industry.

Paramedic and EMT

In-Demand Medical JobsExpected to handle many of stressful situations in many different settings such as emergency evacuations using ambulances and helicopters, EMT & paramedics are dependable for their rapid response and reaction times. The field hardly shows employment slumps because the personnel are always the first to appear on an emergency scene. It is projected that for the next eight years, the employment for EMT & paramedics will exceed average growth.

Registered Nurse

Estimated to generate [Read more…] about Today’s Most In-Demand Medical Jobs

1 Million Fewer Jobs but BLS Says 209 K More

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U-3 Unemployment

The U.S. Bureau of Labor Statistics (BLS) released their employment and unemployment numbers for July on Friday August 4th.  The Seasonally adjusted U-3 unemployment rate was down from 4.4% in June to 4.3% in July. Unadjusted U-3 however was up from 4.5% to 4.6%. U3 is the Official unemployment rate per the International Labor Organization definition. It occurs when people are without jobs and they have actively looked for work within the past four weeks.

U-6 Unemployment

U-6 unemployment is the broadest category of unemployment and includes U3 plus “discouraged workers”, plus other “marginally attached workers”, plus part-time workers who want to work full-time, but cannot due to economic reasons. U-6 was unchanged from June at 8.9%.

 

Employment

The Commissioner of the BLS released this statement, “Nonfarm payroll employment rose by 209,000 in July, and the unemployment rate, at 4.3 percent, was little changed. Job gains occurred in food services and drinking places, professional and business services, and health care. Employment growth has averaged 184,000 per month thus far this year, in line with the  average monthly gain in 2016 (+187,000). “

However if we look at the actual employment data we get a different picture.  [Read more…] about 1 Million Fewer Jobs but BLS Says 209 K More

Employers Compensation Costs Increase

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The U.S. Bureau of Labor Statistics (BLS) released their quarterly report today on the status of “Compensation Costs” i.e. how much employers are having to pay employees. Wages and salaries
are considered to make up about 70 percent of compensation costs, while  benefits make up the remaining 30 percent of compensation.

Over the most recent quarter (3 months) on a seasonally adjusted basis wages and salaries for civilian workers increased ½% while benefits increased slightly more at 0.6%. Over the last 12 months compensation costs for civilian workers increased 2.4 percent.

According to the BLS’ definition Civilian Workers includes both private industry workers and state and local government workers.

Private Industry Workers

As of the end of June 2017, compensation costs for private industry workers increased 2.4 percent over the year this was the same increase as the 12 months ending in June 2016. However, [Read more…] about Employers Compensation Costs Increase

4 Ways Workers’ Comp Can Impact Your Personal Finances

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Getting injured on the job can have some serious implications for your career, personal life, and finances. For severe injuries, you may struggle with the downtime as you recover. What’s more, your workers’ compensation claim may be delayed or denied depending on several factors. A workers’ compensation claim can cause substantial financial difficulties as you may not be able to work because of the injuries. Here are four ways in which workers’ comp can impact your finances and how you can safeguard your finances.

Medical Care Payments

Most workers’ compensation claims can take months to get resolved, particularly if there are disagreements between you and the company’s insurance companies. Conflict may arise if the insurer disputes the accident or the extent of the injuries. This can happen if [Read more…] about 4 Ways Workers’ Comp Can Impact Your Personal Finances

45 Ways You Can Find Success Without a Degree

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College degrees are expensive these days. Many college graduates wind up with five-figure debts and still no job prospects once they graduate. To avoid that, many people are now looking for jobs that don’t require a degree. While some may assume that these are low-paying jobs, many are not. If you’re looking for a job that doesn’t require a degree, you might want to consider “Trade School” or other possibilities. They pay well and best of all, they don’t require a 4 year degree.

[Read more…] about 45 Ways You Can Find Success Without a Degree

What Happens to Your Finances When You Go out on Workers’ Comp

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Workplace injuries can and do happen to many people each day. While those who work in high-risk or dangerous jobs are more likely to suffer from a workplace injury, the reality is that issues like falling, tripping and more can happen to any worker at any time. Workers’ compensation insurance is designed to help injured workers pay for their expenses while they are recovering from an injury. However, it is important to understand more fully what happens to your family’s finances when you are out on workers’ comp. This understanding may inspire you to take action to address a possible issue before you find yourself in dire financial straits.

Your Medical Expenses May Skyrocket

Many workplace injuries result in substantial medical bills in a very short period of time. These bills may [Read more…] about What Happens to Your Finances When You Go out on Workers’ Comp

May Employment and Unemployment Numbers

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The U.S.Bureau of Labor Statistics (BLS) released the May unemployment numbers today. The BLS Commissioner says: Nonfarm payroll employment increased by 138,000 in May, but these are Seasonally Adjusted numbers. So since typically employment increases in May, what he is saying is that 138,000 more jobs than average were created. In unadjusted terms employment was 145.938 million in April and 146.748 in May for a net gain of  810,000 jobs. Adjusted U-3 Unemployment was 4.3% down from 4.4% in April. Unadjusted U-3 Unemployment was 4.1% unchanged from April.

Gallup Unadjusted U-3 was 5.2% down from 5.4% in April. Gallup’s unadjusted U-6 Unemployment was 8.1% unchanged from April. Gallup’s U-6 was 13.8% Down from 14.0% in April.

May Employment Gain and Loss Bubbles

In the following chart from the BLS we can see [Read more…] about May Employment and Unemployment Numbers