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You are here: Home / Archives for Guest Contributor

Guest Contributor

Advocating for the System: What’s it Like to Be an Eligibility Worker?

January 5, 2013 by Guest Contributor

If you’ve never had to apply for government assistance such as welfare, food stamps, disability, or unemployment benefits, the world of federal aid might be very foreign to you. But in reality, about half the population of the United States lives in a household where at least one person gets some form of government aid. Many of these people are seniors, veterans, and the very poor, and the number has been on the rise ever since the economic meltdown of 2008. With all the questions in the news about who is abusing the system, you might start to wonder what the government is doing to prevent that abuse. Much of the responsibility falls to trained eligibility workers, who conduct interviews and investigations to see who should get help and how much. It’s not your average government job, but for many people, it’s a fascinating and important area to work in.

1. Screening Applicants

eligibility workerWhen someone applies for welfare or food stamps, they typically have a preliminary interview with a case worker, usually the very same day. The eligibility worker needs to find out how many children are in an applicant’s household and their ages, what an applicants main source of income is, and how much of that income gets allotted to utility bills and rent every month. Usually, it’s just a matter of simple math to find out how much aid the applicant is eligible for, based on the state and county standards of how much they earn over the poverty level, minus their bills. The eligibility worker also takes into account medical bills and whether there are disabled people in the home that the applicant is caring for. There are a few obvious things that will greatly reduce or eliminate eligibility for benefits, such as a large savings account, another type of benefits already being received, or a criminal conviction. [Read more…] about Advocating for the System: What’s it Like to Be an Eligibility Worker?

Filed Under: Careers Tagged With: eligibility worker, government assistance

Where Should Roofers Head for Work?

January 4, 2013 by Guest Contributor

The Bureau of Labor Statistics (BLS) Employment Projections program projects that between 2010 and 2020 roofing jobs will increase 18 percent. They reported that approximately 136,700 roofers worked in 2010 and that the number will rise to about 161,000 in 2020. Although the overall economy is unpredictable in early 2013, the roofing industry predicts some job growth. Even if new construction slows, roofers will find work in repairing or replacing the nation’s aging roofs.

RooferOn the BLS roofing webpage, statistics and maps for all fifty states list employment as roofers per thousand workers. In some areas, such as Morrison, Tennessee, the number of roofing jobs is relatively high at approximately 2.91. When pursuing the best area for roofing jobs, workers need to consider the number of roofing jobs and the annual wage for roofers in that region. In Morrison, the annual wage is relatively low at $29,750. In comparison, Rockford, Illinois, lists 1.24 roofers per thousand with wages at $67,740.

Another consideration for roofers seeking work is the work environment. Some people prefer large metropolitan areas while others favor rural areas. The BLS categories their statistics by metropolitan and nonmetropolitan areas and predicts roofing opportunities in each type of locale. The top five high growth areas in each category are: [Read more…] about Where Should Roofers Head for Work?

Filed Under: Careers Tagged With: roofers, roofing

Self-Employment Assistance Program Help Jobless Develop Small Businesses

December 22, 2012 by Guest Contributor

The acronym SEA stands for Self-Employment Assistance, self-employment programs that entitle jobless individuals to claim unemployment benefits while receiving access to small business development assistance from the government. In other words, American workers can use unemployment as a springboard to business ownership thanks to the Middle-Class Tax Relief and Job Act signed into law by President Barack Obama in early 2012.

"Businessman Builds His Business" by renjith krishnanSEA programs address the fundamental challenge faced by jobless workers who can’t afford to lose their unemployment benefits simply because they aren’t actively looking for a new job. A White House blog entry from May of this year explained the inflexible system they faced before the new law:

“If they stop looking for traditional work full-time, they will lose their unemployment benefits. Instead, SEA allows an entrepreneur with a viable business plan to receive those same unemployment benefits, as long as they are working full-time to get a new company off the ground.”

Here’s how the Self-Employment Assistance program works

[Read more…] about Self-Employment Assistance Program Help Jobless Develop Small Businesses

Filed Under: Small Business Tagged With: self employment assistance, Small Business

Does Usage Based Car Insurance Offer a Route to Lower Rates?

December 5, 2012 by Guest Contributor

Usage-Based Car Insurance

For most American drivers, car insurance is not only legally mandated but is a real necessity. However, it’s now becoming possible to sign up for as pay-as-you-drive, or usage-based car insurance. If you don’t drive very much, it can give you lower rates. However, there are certain things to know before you decide that this is the best option for you.

Wireless Transmission Devices will Monitor Car Usage

Usage Based Car InsuranceAs with traditional insurance programs, your driving habits will still play a large role in your rates. Unfortunately, if you had a habit of occasionally driving recklessly in the past, usage-based insurance programs won’t let you use the honor system to prove that you’ve changed your ways for good.

Usually, the amount of miles that you drive in a particular period is automatically calculated and transmitted to your insurance company through a device that resides in your car. However, Allstate and Progressive are just two companies that also monitor driving behavior such as the number of times that a policyholder drives at speeds over 80 miles per hour or the way that they use their brakes. A member of Progressive’s usage-based insurance program notes that unusual braking patterns can point the finger at aggressive drivers.

Understandably, some drivers are concerned that [Read more…] about Does Usage Based Car Insurance Offer a Route to Lower Rates?

Filed Under: Insurance Tagged With: car insurance, Usage-Based Car Insurance

Becoming an International Business Manager

December 1, 2012 by Guest Contributor

A Career in International Business Management

can be a great way to learn more about different cultures, speak new languages or meet a variety of different people. In addition to great leadership and communication skills, international managers will need background knowledge in business and plenty of cultural sensitivity. In order to become an international manager, the right level of education is required. A bachelor’s degree in international management or even a Master of Business Administration might be a great way to prepare. Read on for more information on what it takes to become an international manager.

International Business Management Requires-

A Willingness to Relocate and Travel

International Business ManagementPerhaps one of the most exciting characteristics of a career in international business management is the willingness to travel internationally or to move abroad. While many business managers start out with domestic careers, they will often need to travel to meet with suppliers, partners or potential customers around the world. If new markets emerge in places like Beijing, Hong Kong or Paris, you might be required to relocate. If you aren’t willing to relocate for your career, then a job as an international manager will not be for you. By volunteering for overseas assignments whenever possible you will gain experience and let upper management know that you are available for overseas assignments and perhaps be considered for an international business management position when one comes available.

Cultural Sensitivity

International business managers, whether they are working at home or abroad, will likely need to deal with individuals from a range of different nationalities, culture and ethnicities. More than one corporate executive has ruined a deal for his or her company by [Read more…] about Becoming an International Business Manager

Filed Under: Careers, Employment Tagged With: Business Management, IInternational Business Management

How Bad Is Our Manufacturing Sector?

November 28, 2012 by Guest Contributor

Everyone has heard that America’s manufacturing sector is deteriorating. World competitors like China and Taiwan offer faster production times at lower costs, and so the U.S. manufacturing business has significantly dropped over the past 50 years. This transformation in the economy has led many Americans to find alternative careers; it has contributed to the rise in professional service jobs and has sparked the recent trend of many middle-aged Americans going back to school to earn more advanced college degrees.

Myths About U.S. Manufacturing Sector

U.S. Manufacuring SectorThe media has depicted a crisis in the American manufacturing industry. Though the manufacturing industry has significantly shrunk in the U.S., no one can deny that the manufacturing business is still very strong. Manufacturing generates over 1.5 trillion dollars (more than 10 percent of the GDP) to the U.S. economy every year, and it employs over 17 million citizens. According to the United Nations Statistic Division, the U.S. produces more manufactured products than any other country in the world. The U.S. makes more than 20 percent of global manufactured products, compared to China’s 15 percent (second place) and Japan’s 12 percent (third place).

The decline in Manufacturing: A Transition

According to the Bureau of Labor Statistics, manufacturing jobs accounted for more than 30 percent of the U.S. workforce in 1950. As of 2002, that number had dropped below 15 percent. Since 2002, the American manufacturing industry has continued to decline. In fact, over 2 million people have been laid off since then, which represents over 10 percent of the manufacturing workforce. Foreign countries have more liberal working regulations and no worker unions, so the cost of labor and production in foreign countries is much lower. Hence, foreign countries can offer the same quality goods at lower prices than many of the U.S. factories. Since 1992, over 1 million manufacturing positions have been transferred from the U.S. to foreign countries.

Effects of Manufacturing Changes

Barbara Hagenbaugh published an article in USA Today that surveyed and compared various American industries over time. In 1960, the country had just over 1 million healthcare workers, but now it has nearly 15 million healthcare workers. Similarly, the business service sector has grown more than 15 times in the past 50 years, and the educational career opportunities have grown more than 4 times. In essence, where manufacturing jobs have declined, service careers have expanded. People are going to school longer to get college degrees, as professional service industries (i.e., healthcare, education) continue to exponentially grow.

The Car Manufacturing Industry

A good example of how the economic transition has effected manufacturing in the U.S. is the car manufacturing business. More people are gaining advanced degrees, so better assembly lines are being created. Now cars are being manufactured with less and less assembly line employees, however, more technical jobs have been created to facilitate and operate machinery. We can see the effects of the decline in manufacturing, as the number of car manufacturing employees dropped from 1.2 million to below 800,000 in 2009.

Resources

  • www.bls.gov/iag/tgs/iag31-33.htm
  • www.nam.org
  • https://usatoday30.usatoday.com
  • www.cepr.org
  • www.bls.gov/iag/tgs/iagauto.htm

 

Filed Under: Employment, Unemployment Tagged With: manufacturing sector

Occupational Stress and How It Affects You

November 21, 2012 by Guest Contributor

Occupational Stress = Lack of Control

People who experience stress at the workplace say they feel overwhelmed by their demanding jobs and feel they have little or no control over them. In fact, that is the main issue when it comes to stress: control. If you have control over something there is little chance for it to affect you negatively. If you do not have control over your job, you are not only not doing it properly, but you’re also letting it get to you and you can end up being stressed and feeling under pressure. European studies on a quarter of a million people yielded some startling results: occupational stress increases the risk of heart attacks and deaths occurred due to heart disease by 25%.

occupational stress managementThe interesting find is that apparently people working a lower skilled job are more prone to developing job strain than those who have a higher skilled one. For examples lawyers experience less stress than a factory worker in charge of a machine. This is connected to the concept of freedom. How? Well, researchers have observed that occupational stress develops in people who don’t have the freedom to make any decisions in their line of work. Once you have that, you get feedback and are motivated by the things that happen after you’ve made the decision. Someone who is just executing some tasks is more likely to get frustrated and stressed by the lack of freedom and control.

Occupational Stress Management

Doctors say that if you have a stressful job, you could reduce the risk of developing a stress-related illness by choosing a healthier lifestyle. It goes without saying that you should not be smoking – if you are, there are ways you could give up without adding more stress, such as Nicotine Replacement Therapy (NRT) – nicotine patches, nicotine gum and even electronic cigarettes. Exercise regularly, eat little or no red meat and have fun, go out with your friends, take long vacation is your job lets you and have a hobby. The key is to have a life outside work and not let work be your life.

Bottom line, if you have a stressful job that you simply can’t handle, look for another job giving you more control or try to work with your current boss to see if you can control some aspects of your current position. If you’re feeling up to it, go for a career change and become a licensed practicing nurse (do a quick search of lpn online and see what comes up), or an electrical technician or some other position that matches your skills and desires– the world is your oyster.

See Also:

Is a Career in Public Health Education for You?

Job Hunting Success: How to Make Yourself More Employable

Highly Skilled Worker Shortage in a Recession?

The Fastest Growing Careers of 2012

10 Awesome Jobs You Can Do From Home

 

 

Filed Under: General Tagged With: occupational stress, Occupational Stress Management

Degrees in Communications: Disney’s Dream

November 14, 2012 by Guest Contributor

Mass Communications

According to the Bureau of Labor Statistics Occupational Outlook Handbook, the communications industry has a wide variety of interesting positions available, everything from graphics designers to reporters and technical writers to film editors. Plus there are announcers, photographers,  translators, etc. And that doesn’t even take into consideration all the new media jobs coming online including things like game and app designers and social media coordinators. If you are considering a career in the world of communications you need to look no further than the master of mass communications– Walt Disney.

Degrees in Mass CommunicationsWalt Disney the Ultimate Role Model for Students of Communications

Walt Disney was a visionary leader in the field of mass communications. He always strove to make the impossible, plausible and he used the newest mass communications technology to enable his imaginary world to come to life on the big screen, TV, and even in the real world as he developed his Disney theme parks. Every advance in communications technology gave Disney a new way to expand his vision of bringing fantasy into reality.

In Disney’s world, anything could happen… mice could talk, Princesses could be awoken by a kiss and puppets could become real boys. Disney’s mastery of animation and his subsequent mastery of technology-empowered him to [Read more…] about Degrees in Communications: Disney’s Dream

Filed Under: Careers, Success Tagged With: creative jobs, Degrees in Communications, Mass communications

Five Unusual Business Ideas

October 12, 2012 by Guest Contributor

Unusual Business Ideas-

Have you ever watched television infomercials when you can’t sleep, wondering why you didn’t think of that? Some business ideas seem so startlingly simple after we’re presented with them that we can’t believe that people are actually making money from them. Here are five of the most unusual business ideas that people have turned into real money-makers:

1.Cleaning Skeletons

unusual business ideasWhether you know a hunter or a science teacher, you may have wondered how those skulls and bones that they keep got so clean. The answer to your question is this: Dermestid beetles. A few innovative people across the country have packed these little beetles into large boxes or converted freezers in their garages. Once a head or body part is shipped to these people, they place the item into the box of beetles that, in turn, clean the part until nothing is left but clean bone.

2.eBay

eBayIt may not be unusual, but people are making very lucrative salaries on eBay. It may seem unique to you, who can’t seem to sell a T-shirt on the site, but people who have an eye for things that sell have turned this into a career. Spending their weekends scouring auctions and garage sales, people are buying things for pennies and making hundreds of dollars on the popular auction site.

3.Crime Scene Clean-Up

It’s definitely not a job for everyone, but [Read more…] about Five Unusual Business Ideas

Filed Under: Careers, Small Business Tagged With: business, jobs, unusual business ideas

How to Land a Temp to Permanent Job

October 1, 2012 by Guest Contributor

A temp job helps you make money and gain experience.  Such work can also help you build a solid resume.  If you perform well in your temp work, the employer may hire you or consider you for a future permanent position. 

What if the temp job requires you to work in different departments of the company?

Temp to permanent jobGreat, you have even brighter temp to permanent job prospects.  It’s because you can get hands-on experience in diverse areas and the opportunity to work for (and thus impress) several different managers who may have the need and authority to hire someone.

With a temp job, you’ll develop references to give to another employer, if the temp-to-perm avenue doesn’t work out.  Further as a person with skill and experience, you will be the first choice for the temp agency for future temp work.

Tips to Landing a Temp to Permanent Job

1) Begin your Work on Time:  Punctuality gives you a high grade on the temp score card.  If for some reason, however, you are unavoidably late to work:  Did you miss the train? Or, are you stuck in a traffic jam?  Call your temp agency and the company and inform them of your situation.  Of course, you should also tell them what time you will make it to the office.  As far who you should call first, always follow the instructions given to you by [Read more…] about How to Land a Temp to Permanent Job

Filed Under: Careers, Job Hunting, Success, Unemployment Tagged With: job hunting, Temporary

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