How to Choose a Small Business Retirement Plan

Small Business Retirement Plans- As a small business owner, you may decide to offer the benefit of a retirement plan to your employees as one of several strategies to obtain and retain the best workers. There are a number of options available, including Simplified Employee Pension (SEP) plans, Savings Incentive Match Plans for Employees (SIMPLE) Individual Retirement […]

Life Insurance Benefits

Company Life Insurance One of the most essential parts of financial planning is buying the right types of insurance policies. Some companies provide employees with life insurance as a benefit. Usually it is Term Life insurance and it is based on a multiple of your annual salary. For example, it could be as much as five […]

Making a Decision: Individual or Group Life Insurance Policies?

Individual or Group Life Insurance Policies? These days it seems everyone is planning for their future. From choosing the right career, to when is the right time to have a family, there will be choices that will ultimately reflect things to come. One of these choices is choosing the right life insurance option for you […]

The Top 5 Health Insurance Companies

Finding The Right Health Insurance Company With fewer jobs in the country due to a poorly performing economy and many large companies moving jobs offshore to reduce costs, many US residents have taken it upon themselves to open up their own small businesses. Naturally, these entrepreneurs are looking to find the best health coverage for themselves as […]

How to Finance an MBA

Financing an MBA If you’ve decided an MBA is the best option to further your career, it’s time to get smart about paying for it. A two-year MBA program at the most prestigious schools can cost $100,000 or more for tuition, books, and living expenses. This doesn’t even include the cost of lost wages. Even […]

What is Co-Insurance?

CoInsurance: Definition Coinsurance is a tricky term to define because it can mean different things depending on which type of insurance you are talking about. It is most commonly used in health insurance and commonly means the percentage of the total health care bill that you as the insured will have to pay. In other words […]

Group Health Insurance Policies

Group Health Insurance Policies We all understand the importance of a good health insurance policy. It not only provides financial coverage against unexpected health costs but it also reduces worry about it. With the help of a good health insurance policy, you can easily reduce the risk of developing serious health issues. Uninsured people generally ignore minor health issues or […]

Kick Your Debt to the Curb before Retirement

By Stewart Smith We all desire to spend our post retirement days in ease, pleasure and enjoyment. However, to do this you need to retire with enough money to cover your daily retirement expenses and any emergencies that arise. You also should not have any more debt left to take care of in the post […]