Worker's Compensation

Understanding the Rules of Workers’ Compensation Benefits – What You Can and Cannot Do

October 24, 2023 by Guest Contributor

Suffering from an injury at work can be a difficult and stressful experience. It not only affects the physical and mental well-being of a person but also can cause a financial burden. If you’ve suffered a work-related injury or a work-related illness, you may be entitled to workers’ compensation benefits. However, it’s important to understand the rules and limitations of workers’ compensation benefits to ensure that you receive the proper compensation.

File a Workers’ Compensation Claim as Soon as Possible

One of the most important things you should do when you have suffered a work-related injury or a work-related illness is to file a workers’ compensation claim as soon as possible. Failing to file a claim within the specified time frame can result in the loss of your right to workers’ compensation benefits. After submitting your workers’ compensation claim, your employer should provide you with a list of approved doctors and specialists that you can choose from for evaluation and treatment.

Attend Medical Appointments and Follow Medical Advice

Once you have filed a workers’ compensation claim, it is important to attend all medical appointments and follow medical advice. This not only helps to ensure that you get the appropriate treatment for your injury or illness, but it also helps to validate your claim. If you fail to attend medical appointments or refuse to follow medical advice, you may jeopardize your claim for workers’ compensation benefits. [Read more…] about Understanding the Rules of Workers’ Compensation Benefits – What You Can and Cannot Do

Work Injury? Short-Term Income Options While You Mend

April 14, 2023 by Tim McMahon

Unfortunately, Job injuries do happen. If you find yourself in this position, don’t fret; there are several options available to help supplement your income while you take time off from work to heal and mend. Let’s review some of these short-term options for supplemental income.

Workers’ Compensation

If you are injured due to your job or workplace, you may be eligible for workers’ compensation benefits. Workers’ compensation is a federal program that provides money to employees who suffer on-the-job injuries or illnesses and death benefits to families in the event of a worker’s death related to their job. Workers’ compensation aims to provide financial aid and reimbursement for medical expenses so that an employee can focus on healing and recovery without worrying about basic needs such as shelter, food, and clothing.

Each state has its own laws regarding workers’ compensation eligibility criteria and benefit amounts. Contact your state’s Department of Labor or consult with an attorney specializing in workplace injury cases for more information about workers’ compensation benefits in your state.

Social Security Disability

If your injury is expected to keep you out of work for a long period of time, you may be eligible for Social Security disability benefits. These benefits are designed to provide financial support when someone can no longer work due to a disability or illness that is expected to last for at least 12 months or result in death. [Read more…] about Work Injury? Short-Term Income Options While You Mend

4 Major Costs of Workplace Injuries to Include in Your Claim

June 21, 2021 by Tim McMahon

Being involved in a workplace injury or accident can be one of the most difficult experiences for a person to go through. Not only is it stressful emotionally and physically but a workplace injury often involves financial hardship as well. Although worker’s compensation claims help to relieve some of that financial hardship, the fact is that your employer and their insurance company are not on your side. Thus the following includes four major costs of job site injuries to make sure that you include within your claim.

Medical Bills

The most obvious recommendation a job site accident lawyer will give you is to make sure that you are seeking medical attention for your injuries. Not only are your medical documents needed to prove the severity of your accident, but your health should always come first before anything else. However, because of the complexity of healthcare, it can be easy to forget to add some major medical costs to your claim.

Workplace Injury and Lost Wages

Even if your workplace injury isn’t too severe, many employers will [Read more…] about 4 Major Costs of Workplace Injuries to Include in Your Claim

Denied Workers’ Comp: How to Get the Money You Deserve

November 13, 2020 by Tim McMahon

Being injured at your place of work can be a terrifying and painful experience. Even worse for many is that it could prevent your ability to continue working to support your family. It is widely understood that workers’ compensation exists to pay injured workers for lost wages and medical bills due to workplace injury. In many cases, it also prevents workers from suing their employers directly.

However, what happens when workers’ compensation fails to pay what you are owed? Here’s what you should do when you have been denied by workers’ comp.

Determine Why It Was Denied

In most cases, why you were denied workers’ compensation income should be explained in the denial letter. Finding out the reason why is important because the decision may have been made in error. In certain cases, your employer may have actually lied. For example, your employer may say your injury was the result of horseplay when that was not the case.

Collect and Retain Evidence

Disputing the claims made by a [Read more…] about Denied Workers’ Comp: How to Get the Money You Deserve

Lost Wages? How to Get the Compensation You Deserve

December 9, 2018 by Tim McMahon

Missing time at work could put you at a serious disadvantage when it comes to being able to pay your bills. If you’re missing work due to an injury or an accident, you may be entitled to receive some compensation. Here are some of the ways that you can go about getting the compensation that you deserve.

There are a variety of different types of accident and unfortunately each one may require a different approach to getting compensation. For instance an injury sustained on the job will require that you proceed with a “worker’s compensation” claim. In this case it is important that you give both your employer and the Doctor that this is a work related injury.

If it is another type of injury such as an auto accident then you must take slightly different steps. Of course you still need to notify your employer that you are injured and can’t work but you must document different things. [Read more…] about Lost Wages? How to Get the Compensation You Deserve

4 Ways Workers’ Comp Can Impact Your Personal Finances

July 18, 2017 by Guest Contributor

Getting injured on the job can have some serious implications for your career, personal life, and finances. For severe injuries, you may struggle with the downtime as you recover. What’s more, your workers’ compensation claim may be delayed or denied depending on several factors. A workers’ compensation claim can cause substantial financial difficulties as you may not be able to work because of the injuries. Here are four ways in which workers’ comp can impact your finances and how you can safeguard your finances.

Medical Care Payments

Most workers’ compensation claims can take months to get resolved, particularly if there are disagreements between you and the company’s insurance companies. Conflict may arise if the insurer disputes the accident or the extent of the injuries. This can happen if [Read more…] about 4 Ways Workers’ Comp Can Impact Your Personal Finances