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You are here: Home / Archives for Europe

Europe

A UK Guide to Getting Back to Work After an Injury

January 6, 2020 by Tim McMahon

Injuries and accidents are very debilitating to your everyday way of life, so when you find yourself in such a situation, one of the biggest concerns for people that can cause a lot of stress is wondering what will happen about work. Will there be a financial loss and time off work? When you have to try to get back into your work routine after you’ve been absent for a significant period of time, it can be difficult. Your confidence may also have taken a substantial knock, especially if the injury occurred in your actual workplace.

Here is a guide for returning to work after an injury, with your safety in mind.

Prepare Your Routine in Advance

During your period of injury, your routine may have included not much movement or significant rest and sleep periods. This means your body clock will be out of sync, so it’s a good idea before returning to work to try and set an alarm and get back into the same wake and movement routine you would have during your work schedule.

This can help it to be less of a shock on the first morning returning to work.

During your period of recovery, pay attention to your condition worsening, as any issues with misdiagnosis or new issues which have arisen may be a result of medical negligence, in which case you can gain advice from a medical negligence solicitor.

Speak with Your Supervisor or Manager

It’s important to have a meeting with your superior when you return to work, just to ensure that everyone is on the same page. Your boss may have been in touch with you while you were absent and may be aware of the extent of your injuries, whether minor or severe, but a meeting upon returning to work is important regardless.

Even if this is just an informal chat, it can help your boss to understand your current state and whether you need any extra allowances – such as not being able to complete certain tasks as quickly as you usually would – and it can also help you to feel more comfortable and open about the effects of your injury.

Don’t Take on More Than You Can Handle

If you are physically or mentally unable to directly return to your full-time workload following your injury, you may prefer to phase yourself back in to work. This could be working from home or even working part-time instead of full-time just until you can rebuild your confidence and your workplace ability. Don’t push yourself too hard, and be open and honest about the workload you’re capable of managing following your injury.

Take Care of Yourself

This is a necessary step even without accident or injury, but it’s even more important when on the road to recovery. Ensure that you have time in your work schedule for regular breaks and that you are eating healthy lunches and staying hydrated and well-nourished during the course of your workday.

Work gets busy but this shouldn’t mean that you sacrifice any breaks or the opportunity to eat and drink while you are fulfilling your duties.

You might also like:

  • How To Get Back to Work After a Long Illness
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  • Critical Illness Insurance
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  • Helping A Family Member With A Mental Disorder

Filed Under: Europe Tagged With: Illness, Injury, medical, work

Why You Shouldn’t Lose Sight Of Your UK Pension

May 6, 2019 by Tim McMahon

Pension Tree

Whether you’re currently unemployed, hunting or just starting a new job, it’s easy to forget the idea of a pension ticking over in the background. Saving for your retirement is vital for ensuring security in old age. While it might seem insignificant at the moment, it’s worth considering what options you have when it comes to saving for it and looking after it. Luckily, the pension experts at Portafina have created a list of crucial reasons why you shouldn’t lose sight of your pension.

You’ll be Automatically Enrolled

If you’re currently employed in the UK, over 22 years of age and earning over the threshold of £10k, then you will have automatically been enrolled on your workplace pension scheme. When you factor in your contributions, your employer’s and the tax relief you’ll receive as a bonus, it totals to 8% of your annual salary. There’s also no reason to stick to the minimum amount – adding more will only do more to boost your overall pension pot. By not even investing in the minimum, or not automatically enrolling yourself, you could be losing out in thousands of pounds to support yourself after employment.

As mentioned, tax relief is something you are entitled to, so ensure you are receiving the full amount. This is claimed back from the government by both employers and personal pension providers. If you’re enjoying a higher or additional tax rate, you may need to claim this back yourself via HMRC’s self-assessment form.

Advice Could Earn You Much More

Those who are receiving professional advice on their pension savings could be earning much more. Investing in a [Read more…] about Why You Shouldn’t Lose Sight Of Your UK Pension

Filed Under: Europe, Retirement Tagged With: National Insurance, Pension, retirement, UK

European Unemployment Rates Q3- 2018

December 11, 2018 by Tim McMahon

According to the most recent Eurostat numbers only four European countries made it into the lowest bracket of unemployment i.e. 2.3%-3.8%. They were Czechia, Germany, Hungary and Poland.  However, if the range was 1/10% lower (i.e. 3.7%)  there would only be two members since Hungary and Poland were both at 3.8%. Also several countries do not report to Eurostat on a timely manner and so they are not included. Typically Italy and Turkey have Unemployment rates near the highest end of the scale.

Europe Unemployment Eurostat Q3-2018

The highest reported Unemployment rate is [Read more…] about European Unemployment Rates Q3- 2018

Filed Under: Europe Tagged With: Europe, unemployment

EU Unemployment Nearing Pre-Recession Levels

August 1, 2018 by Tim McMahon

Way back in the first quarter of 2008 European Union (E.U.) unemployment bottomed at 6.8%. Then as the world slid into recession unemployment began climbing, ultimately peaking at 11.0% in the first half of 2013. From there it has gradually declined to 7.1% as we can see in this chart created by Statista.

EU Unemployment 2005-2018

During the same period U.S. unemployment levels were considerably lower with a bottom of 4.4% (roughly 2/3rds the EU level) in October & December 2006 and again in March and May of 2007. And then we see that U.S. unemployment peaked earlier i.e. in October 2009 (compared to 2012-13 for the EU) and at a lower level 10.1% for the U.S. compared to 11.0% for the E.U. Interestingly the U.S. unemployment rate actually shot up faster in that it reached 10.1% in 2009 while the E.U. was still around 9% at that time. But then the U.S. rate turned down while the E.U. unemployment rate continued upward for another 3 years!

Currently the U.S. rate isbelow 2006-07 levels while the E.U. rate has not yet reached 2007 levels. And current U.S. levels are roughly 56% of E.U. levels.

US Unemployment 2005-2018

Why are E.U Unemployment Levels So Much Higher?

This makes us ask a few questions:

  • Why are U.S. unemployment levels consistently lower than E.U. levels?
  • Why did U.S. unemployment levels rise faster than E.U. levels?
  • Why did E.U. unemployment  levels take longer to fall? [Read more…] about EU Unemployment Nearing Pre-Recession Levels

Filed Under: Europe Tagged With: E.U., Europe, unemployment

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