Being involved in a workplace injury or accident can be one of the most difficult experiences for a person to go through. Not only is it stressful emotionally and physically but a workplace injury often involves financial hardship as well. Although worker’s compensation claims help to relieve some of that financial hardship, the fact is that your employer and their insurance company are not on your side. Thus the following includes four major costs of job site injuries to make sure that you include within your claim.
Medical Bills
The most obvious recommendation a job site accident lawyer will give you is to make sure that you are seeking medical attention for your injuries. Not only are your medical documents needed to prove the severity of your accident, but your health should always come first before anything else. However, because of the complexity of healthcare, it can be easy to forget to add some major medical costs to your claim.
Workplace Injury and Lost Wages
Even if your workplace injury isn’t too severe, many employers will ask that you take a couple of days off just to be on the safe side. However, it is often the case that people will be told by their personal physician not to return to work until they are fully healed. In this case, it is highly recommended to begin recording the days you are out of work within your claim. This is done to increase the chances of receiving the proper compensation for any lost wages you may have incurred during your time off.
Ongoing Care
One of the most common misconceptions is that workers’ compensation claims will only cover the medical bills that go towards treating the injury. However, employees will be happy to know that medical bills attributed to ongoing care may also be converted in certain cases. For example, someone needing physical therapy even after they have returned to work may be included.
Permanent Partial Disability
As stated above, not all injuries are going to be so severe that you will need to take time off work for months. However, this does not mean it won’t affect your earning power. In some cases, a medical doctor will recommend that you only work a certain number of hours a day or be able to carry only a certain amount of weight. This is still affecting your wages, and thus the cost of a permanent partial disability should also be included within your claim.
Workplace injuries are no joke and can often be life-changing. That is why it is so important to understand what type of items should be included within your claim. As always, it is highly recommended to consult with your attorney before submitting anything to the courts or your employer.
More Articles like this:
- Dealing With Temporary Disability After a Workplace Injury
- How to Fund a Personal Injury Lawsuit to Get the Settlement You Need
- Running out of Sick Days? How to Balance Chronic Illness and Work
- Lost Wages? How to Get the Compensation You Deserve
- Long-Term Disability Benefits: How to Manage Finances after an Injury
